Skip to main content
|
Homebanking

Investment Funds

Investment funds are a practical and accessible alternative for those looking to diversify their portfolio while benefiting from the expertise of professional fund managers. Choosing the ideal type of fund depends on the investor’s risk profile, investment horizon, and financial goals. With a wide range of options available in the market, it is possible to find funds suited to different investment strategies, from the most conservative to the most aggressive.

Main Types of Investment Funds

There are various types of funds designed to match different risk profiles and financial objectives. Among the most common are:

  • Equity Funds: These funds invest the majority of their assets in shares of publicly traded companies. Suitable for investors with a higher risk tolerance, equity funds aim for long-term returns by leveraging the growth of companies in the market.
  • Fixed Income Funds: These funds primarily invest in government or corporate debt securities, such as Treasury bonds. Considered more conservative, they offer greater predictability in returns and are ideal for those seeking security and stability.
  • Multi-Asset Funds: These offer greater flexibility in portfolio composition, allowing simultaneous investment in equities, fixed income, foreign exchange, and other asset classes.
  • Real Estate Investment Funds (REITs): These funds allocate resources to the real estate sector by investing in properties or real estate-related securities.

Bison Bank offers a wide range of investment funds tailored to your investment strategy and financial goals.

Discover our fund offerings:
IMGA
Fund name
Category
3 Comma Capital
Fund name
Category
FAQs

The main benefits include:

  • Diversification: Access to a variety of assets with a single investment.
  • Professional management: Investments are managed by professionals aiming to achieve the best possible results.
  • Accessibility: It is possible to invest with smaller amounts than would be required to purchase assets individually.

Funds may charge:

  • Management fee: An annual percentage of the fund’s assets.
  • Performance fee: A fee charged on profits that exceed a specified benchmark.

Liquidity varies depending on the type of fund. Some allow daily redemptions, while others may have longer redemption periods.

The main risks include:

  • Market risk: Changes in asset prices may affect returns.
  • Credit risk: The possibility that debt issuers may fail to meet their obligations.
  • Management risk: Underperformance due to poor investment decisions by the fund manager.

It is important to assess:

  • Risk profile: Understand your risk tolerance and select funds aligned with it.
  • Financial objectives: Define short-, medium-, and long-term goals.
  • Fees: Compare management and performance fees across funds.
  • Performance track record: Review past performance, bearing in mind that past results do not guarantee future returns.

This information does not constitute investment advice or recommendation. Investment in Securities or Real Estate Investment Funds does not guarantee returns and may result in the loss of invested capital, as there is no capital guarantee.

Additional information about the Funds—such as prospectuses, annual and semi-annual reports, and the value of the participation units—can be found on the website of the Portuguese Securities Market Commission (CMVM).

I want to be contacted