Master in Business Administration (MBA) from INSEAD (The European Institute of Business Administration), France, and Bachelor of Business Administration and Management from Católica Lisbon School of Business and Economics, Portugal.

Mr. Moradas has over 27 years of experience in the financial, banking, and insurance industries. His expertise encompasses relevant positions in global management of subsidiaries and bank branches in several countries, including managing the relationship with regulators and local authorities in several countries, such as Portugal, Spain and France.

Former positions include Head of Strategy, Planning and Control at Caixa Geral de Depósitos (2019 – 2022), Head of Corporate Division and of International Division at NOVO BANCO, SA, Portugal, Executive Board Member (CCO) at BIC Banco Internacional de Crédito and Executive Board Member (CCO and COO) at Seguros Tranquilidade.

Previously, Mr. Moradas served clients from financial services and other industries as consultant at Mckinsey & Co. and Roland Berger & Partners.
Mr. Moradas is also a guest speaker and professor at Católica Lisbon and other prestigious academic institutions.